Debt Collectors?
Q. I had my mobile phone stolen a while ago and cancelled my plan because i was sick of the company i was with. It came up to $1500 in total and i have been paying it off every week. Yesterday i got a call saying my bill was $2400 and that if i dont pay them $300 per week they are sending it to the debt collectors. Can they do this? Can they send my bill to the debt collectors even though i have been making weekly payments for the last couple of months?
Asked by Gloria S - Wed Jul 16 01:03:12 2008 - - 1 Answers - 0 Comments
A. Did you have any kind of agreement with them, maybe in writing? If you have anything in writing from them and you have been living up to your end of the deal, I'd send them a letter with a copy of the agreement and tell them "good luck". Even without a written agreement, you can try to argue an implied contract, especially since you have been making the payments for a couple months now.
Answered by Crazyjester9 - Fri Jul 18 17:33:07 2008
Q. I had my mobile phone stolen a while ago and cancelled my plan because i was sick of the company i was with. It came up to $1500 in total and i have been paying it off every week. Yesterday i got a call saying my bill was $2400 and that if i dont pay them $300 per week they are sending it to the debt collectors. Can they do this? Can they send my bill to the debt collectors even though i have been making weekly payments for the last couple of months?
Asked by Gloria S - Wed Jul 16 01:03:12 2008 - - 1 Answers - 0 Comments
A. Did you have any kind of agreement with them, maybe in writing? If you have anything in writing from them and you have been living up to your end of the deal, I'd send them a letter with a copy of the agreement and tell them "good luck". Even without a written agreement, you can try to argue an implied contract, especially since you have been making the payments for a couple months now.
Answered by Crazyjester9 - Fri Jul 18 17:33:07 2008
Debt collectors?
Q. Should you send payment to a credit card company even if a collection agency is calling you? The debt has not been sold to the collector.
Asked by jtray3 - Mon Jun 11 02:28:19 2007 - - 3 Answers - 0 Comments
A. If a collection agency calls me, I tell them that the debt is disputed. I believe that collection agencies have no recourse on a disputed debt. I never pay collection agencies. Pay the company, and then tell the collection agency that you already paid it to the company. If you dispute any debt in writing, it will throw off collection attempts. The dispute has to be resolved before the issue can go any further. They should respond immediately because a collection agency will not purchase a debt if they know it is disputed.
Answered by Feeling Mutual - Mon Jun 11 10:00:32 2007
Q. Should you send payment to a credit card company even if a collection agency is calling you? The debt has not been sold to the collector.
Asked by jtray3 - Mon Jun 11 02:28:19 2007 - - 3 Answers - 0 Comments
A. If a collection agency calls me, I tell them that the debt is disputed. I believe that collection agencies have no recourse on a disputed debt. I never pay collection agencies. Pay the company, and then tell the collection agency that you already paid it to the company. If you dispute any debt in writing, it will throw off collection attempts. The dispute has to be resolved before the issue can go any further. They should respond immediately because a collection agency will not purchase a debt if they know it is disputed.
Answered by Feeling Mutual - Mon Jun 11 10:00:32 2007
How can I stop debt collectors from calling me?
Q. My current phone number was apparently previously owned by a person who had large amounts of debt. This person must have changed their number, and now it is mine and debt collectors are calling 24/7. What can I do to stop them?
Asked by Kulawend - Thu Mar 4 17:45:47 2010 - - 7 Answers - 0 Comments
Q. My current phone number was apparently previously owned by a person who had large amounts of debt. This person must have changed their number, and now it is mine and debt collectors are calling 24/7. What can I do to stop them?
Asked by Kulawend - Thu Mar 4 17:45:47 2010 - - 7 Answers - 0 Comments
What should you do when you come to a settlement agreement with debt collectors?
Q. I have come to an agreement to pay a discounted rate with debt collectors over a bill with an ER visit to the hospital. What is it I need to do to make sure they don't try to come after me and hurt my credit any more with the balance I didn't pay?
Asked by CoMMonGrouND - Fri Mar 23 16:18:30 2007 - - 6 Answers - 0 Comments
A. Get everything in writing before you pay them anything.
Answered by infiniti - Fri Mar 23 16:22:32 2007
Q. I have come to an agreement to pay a discounted rate with debt collectors over a bill with an ER visit to the hospital. What is it I need to do to make sure they don't try to come after me and hurt my credit any more with the balance I didn't pay?
Asked by CoMMonGrouND - Fri Mar 23 16:18:30 2007 - - 6 Answers - 0 Comments
A. Get everything in writing before you pay them anything.
Answered by infiniti - Fri Mar 23 16:22:32 2007
Debt collectors have overcharged me can i claim compensation?
Q. Two debt collectors have chasing the same council tax only one has be authorised.The other debt collector which is not authorised by the council tax has been taking monies from me.
Asked by sab - Fri May 16 12:24:28 2008 - - 8 Answers - 0 Comments
A. There are 2 possible routes you could take. One is against the Council and the other is against the debt collectors themselves. Firstly, if the Council have appointed an independent contractor (debt collector) they can incur liability in negligence for failing to appoint one who is fit and proper for the job. Liability for the actions of independent contractors does not usually incur liability for the person who appoints them but it can. Therefore if the debt collector were not responsible and the Council were aware of ought to have been aware of this then they can be made liable in the tort of negligence. The debt collectors also owe you what is known as a "duty of care". This is to act properly when undertaking their activities.… [cont.]
Answered by Vipguy - Sat May 17 10:02:03 2008
Q. Two debt collectors have chasing the same council tax only one has be authorised.The other debt collector which is not authorised by the council tax has been taking monies from me.
Asked by sab - Fri May 16 12:24:28 2008 - - 8 Answers - 0 Comments
A. There are 2 possible routes you could take. One is against the Council and the other is against the debt collectors themselves. Firstly, if the Council have appointed an independent contractor (debt collector) they can incur liability in negligence for failing to appoint one who is fit and proper for the job. Liability for the actions of independent contractors does not usually incur liability for the person who appoints them but it can. Therefore if the debt collector were not responsible and the Council were aware of ought to have been aware of this then they can be made liable in the tort of negligence. The debt collectors also owe you what is known as a "duty of care". This is to act properly when undertaking their activities.… [cont.]
Answered by Vipguy - Sat May 17 10:02:03 2008
Who do I get a hold of if I am getting letters from debt collectors of debt that is not mine?
Q. I keep getting letters from debt collectors with an outrageous amount due of acounts that I have never had. Who can I contact to clear this up? The collectors don't listen.
Asked by Amanda - Wed Jan 31 14:28:08 2007 - - 6 Answers - 0 Comments
A. get your credit report first, do NOT ever talk to these people on the phone. www.truecredit.com is about $15/mo put it allows you to pull your credit report daily. next, go read up at www.creditboards.com forum about how to get all that debt validated and start the process of getting it removed. NEVER pay a debt unless they have put it in writing that they will removed the listing from your credit report withing 10 business days of cashing your check for the debt. Oh, and never trust a debt collector. NEVER.
Answered by vg55 v - Wed Jan 31 14:37:04 2007
Q. I keep getting letters from debt collectors with an outrageous amount due of acounts that I have never had. Who can I contact to clear this up? The collectors don't listen.
Asked by Amanda - Wed Jan 31 14:28:08 2007 - - 6 Answers - 0 Comments
A. get your credit report first, do NOT ever talk to these people on the phone. www.truecredit.com is about $15/mo put it allows you to pull your credit report daily. next, go read up at www.creditboards.com forum about how to get all that debt validated and start the process of getting it removed. NEVER pay a debt unless they have put it in writing that they will removed the listing from your credit report withing 10 business days of cashing your check for the debt. Oh, and never trust a debt collector. NEVER.
Answered by vg55 v - Wed Jan 31 14:37:04 2007
What should I do if I paid some debt off to one of the debt collectors I owe to a few years ago?
Q. What if i've got debt from a few different companies from the year 2000 and i've had debt collectors chasing me since. Some I've ignored completely and as it's over 6 years I understand I can send a cease letter to them...but some others i have had contact and paid some debt off. What do i do now?? Do i have to pay the ones I owe to? and do a cease letter to the others? Help!
Asked by Anto - Sun Sep 7 17:02:36 2008 - - 2 Answers - 0 Comments
A. Every state has a "statute of limitations" law. This law required a creditor to take legal action before the time period runs out, or they lose the right to sue you. The SOL begins on the date of the last transaction. If you make a payment, you reset the SOL and it starts all over again. So those debts you made a payment on can still cause you problems. The other debts...just send them a letter informing them you are aware of the SOL laws, and you know they can not legally sue you for the debt. Instruct them to "cease and desist" all communications with you, and that deprives them of their last tool of calling and harassing you. As for the debts you paid on...either negotiate a settlement or stop paying them...and hope they forget… [cont.]
Answered by Studly - Sun Sep 7 17:27:37 2008
Q. What if i've got debt from a few different companies from the year 2000 and i've had debt collectors chasing me since. Some I've ignored completely and as it's over 6 years I understand I can send a cease letter to them...but some others i have had contact and paid some debt off. What do i do now?? Do i have to pay the ones I owe to? and do a cease letter to the others? Help!
Asked by Anto - Sun Sep 7 17:02:36 2008 - - 2 Answers - 0 Comments
A. Every state has a "statute of limitations" law. This law required a creditor to take legal action before the time period runs out, or they lose the right to sue you. The SOL begins on the date of the last transaction. If you make a payment, you reset the SOL and it starts all over again. So those debts you made a payment on can still cause you problems. The other debts...just send them a letter informing them you are aware of the SOL laws, and you know they can not legally sue you for the debt. Instruct them to "cease and desist" all communications with you, and that deprives them of their last tool of calling and harassing you. As for the debts you paid on...either negotiate a settlement or stop paying them...and hope they forget… [cont.]
Answered by Studly - Sun Sep 7 17:27:37 2008
How do debt collectors find out i have bank accounts?
Q. How do debt collectors find out i have bank accounts after obtaining a court order to be able to freeze my checkings savings accounts in any banks i am with?
Asked by nunya b - Tue Mar 3 00:30:10 2009 - - 4 Answers - 0 Comments
A. In this day and age there is always a way ... I would recommend you take care of this and put it behind you ... This is a company that I would highly recommend ... I had a friend who used this and they were highly efficient and friendly:
Answered by arj007 - Fri Mar 6 13:33:43 2009
Q. How do debt collectors find out i have bank accounts after obtaining a court order to be able to freeze my checkings savings accounts in any banks i am with?
Asked by nunya b - Tue Mar 3 00:30:10 2009 - - 4 Answers - 0 Comments
A. In this day and age there is always a way ... I would recommend you take care of this and put it behind you ... This is a company that I would highly recommend ... I had a friend who used this and they were highly efficient and friendly:
Answered by arj007 - Fri Mar 6 13:33:43 2009
Is there a law against how often and when debt collectors can call you?
Q. Im getting harrassed by a debt colector that already knows the debt is past its Statute of Limitations, and still continues to call me. They call me day, night and the weekends. What can I do to report them? And does anyone have a link to where I can read what the laws are against debt collectors calling me. Thank you.
Asked by Back on the market - Sun Dec 9 17:07:59 2007 - - 6 Answers - 0 Comments
A. They are violating the FTC regulations [CITE: 15USC1692d]regarding the collection of a debt. You must follow certain procedures to get them to stop and perhaps even sue them in civil court.{CITE: 15USC1692k] The clock on debt will reset if you pay this charge off and will remain a negative for seven years from date of last activity (the date they receive payment). If you decide to ride it out, then the clock is considered to start from the last month/year of delinquency (last missed payment). Check your states Sol at the following link If this debt is time barred, then just let it ride out. I invite you to join the following Yahoo group "DontGetRippedOff" dedicated to helping those in financial trouble, Here you will find… [cont.]
Answered by Sgt Big Red - Sun Dec 9 20:57:16 2007
Q. Im getting harrassed by a debt colector that already knows the debt is past its Statute of Limitations, and still continues to call me. They call me day, night and the weekends. What can I do to report them? And does anyone have a link to where I can read what the laws are against debt collectors calling me. Thank you.
Asked by Back on the market - Sun Dec 9 17:07:59 2007 - - 6 Answers - 0 Comments
A. They are violating the FTC regulations [CITE: 15USC1692d]regarding the collection of a debt. You must follow certain procedures to get them to stop and perhaps even sue them in civil court.{CITE: 15USC1692k] The clock on debt will reset if you pay this charge off and will remain a negative for seven years from date of last activity (the date they receive payment). If you decide to ride it out, then the clock is considered to start from the last month/year of delinquency (last missed payment). Check your states Sol at the following link If this debt is time barred, then just let it ride out. I invite you to join the following Yahoo group "DontGetRippedOff" dedicated to helping those in financial trouble, Here you will find… [cont.]
Answered by Sgt Big Red - Sun Dec 9 20:57:16 2007
Is there a Do Not Call Registry to prevent calls from bogus debt collectors?
Q. I get calls all day, every day, from debt collectors that have used over 15 different phone numbers thinking I will answer eventually. I am not in debt to anyone for anything. I don't have the money to hire a lawyer and I would like to keep my existing phone number, if at all possible.
Asked by livewhatibelieve - Tue May 27 15:47:55 2008 - - 3 Answers - 0 Comments
A. you can google their name and get their fax number, send over a generic ceast and decist letter telling them to no longer call you but to do all correspondence via mail. This will end the phone calls but will add more mail, but at least you can throw out when you want to. And just a note, if they bill collector transfers the debt to some other collection agency, you will have to send them a letter as well. hope that helps!
Answered by Ry Guy - Tue May 27 15:57:05 2008
Q. I get calls all day, every day, from debt collectors that have used over 15 different phone numbers thinking I will answer eventually. I am not in debt to anyone for anything. I don't have the money to hire a lawyer and I would like to keep my existing phone number, if at all possible.
Asked by livewhatibelieve - Tue May 27 15:47:55 2008 - - 3 Answers - 0 Comments
A. you can google their name and get their fax number, send over a generic ceast and decist letter telling them to no longer call you but to do all correspondence via mail. This will end the phone calls but will add more mail, but at least you can throw out when you want to. And just a note, if they bill collector transfers the debt to some other collection agency, you will have to send them a letter as well. hope that helps!
Answered by Ry Guy - Tue May 27 15:57:05 2008
How are debt purchasers different from debt collectors?
Q. And also do they have the same rights as far as a debt collector trying to get debt vs a debt purchaser???
Asked by STARS - Tue Aug 28 09:59:52 2007 - - 5 Answers - 0 Comments
A. A debt purchaser "buys" the debt from the original creditor for a certain amount on the dollar. For instance I may buy a $100 debt for 10 cents on the dollar, and IF I collect I earn $90, the original creditor claims the $90 as a business loss. A debt collector is paid the same way, however only if the debt is collected and usually for less profit, a $100 debt may only pay a debt collector $40...these are not actual figures, they vary greatly from business to business. Both debt purchasers, debt collectors, and the original creditor are bound by collection laws. Such as the time of day they can call, not calling you at work, not bad-mouthing you to your neighbors, just to to name a few. You can contact your local Attorney General to… [cont.]
Answered by Mike M. - Tue Aug 28 10:19:42 2007
Q. And also do they have the same rights as far as a debt collector trying to get debt vs a debt purchaser???
Asked by STARS - Tue Aug 28 09:59:52 2007 - - 5 Answers - 0 Comments
A. A debt purchaser "buys" the debt from the original creditor for a certain amount on the dollar. For instance I may buy a $100 debt for 10 cents on the dollar, and IF I collect I earn $90, the original creditor claims the $90 as a business loss. A debt collector is paid the same way, however only if the debt is collected and usually for less profit, a $100 debt may only pay a debt collector $40...these are not actual figures, they vary greatly from business to business. Both debt purchasers, debt collectors, and the original creditor are bound by collection laws. Such as the time of day they can call, not calling you at work, not bad-mouthing you to your neighbors, just to to name a few. You can contact your local Attorney General to… [cont.]
Answered by Mike M. - Tue Aug 28 10:19:42 2007
Can a company switch debt collectors while a debt is in dispute with the original collector?
Q. Due to a mistake on their part AT&T believes that I owe them money that I do not. I was contacted by a debt collector, and I immeadiately disputed the debt in writing. The Debt collection service never contacted me again. Now, six months later, I have a collection letter from another collection agency, once again claiming I owe this debt. How do I make this go away?
Asked by Justin A - Sat Nov 22 16:29:21 2008 - - 2 Answers - 0 Comments
A. The debt has been sold to a collection agency. When you disputed the debt, they just sold it to another collection agency. You have to dispute it again. Unfortunately, they will probably sell to yet another colelction agency. Hopefully you have some documentation that proves you do not owe the debt. Dispute the item on your credit file -- the collection agencies have undoubtedly reported it. If that doesn't get the item removed from your credit file, send the collection agency a certified, return reciept letter requesting validation of the debt to include copies of contracts and documentation proving you owe the debt. Give them 30 days. If they fail to respond, send another dispute to the credit bureau with a copy of your… [cont.]
Answered by bdancer222 - Sat Nov 22 16:48:54 2008
Q. Due to a mistake on their part AT&T believes that I owe them money that I do not. I was contacted by a debt collector, and I immeadiately disputed the debt in writing. The Debt collection service never contacted me again. Now, six months later, I have a collection letter from another collection agency, once again claiming I owe this debt. How do I make this go away?
Asked by Justin A - Sat Nov 22 16:29:21 2008 - - 2 Answers - 0 Comments
A. The debt has been sold to a collection agency. When you disputed the debt, they just sold it to another collection agency. You have to dispute it again. Unfortunately, they will probably sell to yet another colelction agency. Hopefully you have some documentation that proves you do not owe the debt. Dispute the item on your credit file -- the collection agencies have undoubtedly reported it. If that doesn't get the item removed from your credit file, send the collection agency a certified, return reciept letter requesting validation of the debt to include copies of contracts and documentation proving you owe the debt. Give them 30 days. If they fail to respond, send another dispute to the credit bureau with a copy of your… [cont.]
Answered by bdancer222 - Sat Nov 22 16:48:54 2008
What are some of the ways that collectors/creditors use to collect a debt?
Q. In a normal work day of a debt collector, what are some of the tools or methods they use to collect a debt.
Asked by Henrow - Fri Apr 6 00:27:22 2007 - - 9 Answers - 0 Comments
A. Online skip tracing, calling references ... searching info from utility bills..
Answered by Miss Know It All - Sat Apr 14 00:19:56 2007
Q. In a normal work day of a debt collector, what are some of the tools or methods they use to collect a debt.
Asked by Henrow - Fri Apr 6 00:27:22 2007 - - 9 Answers - 0 Comments
A. Online skip tracing, calling references ... searching info from utility bills..
Answered by Miss Know It All - Sat Apr 14 00:19:56 2007
Can debt collectors call me to find someone they are collecting from?
Q. I just received a call from a debt collector, wanting to know where my friend is, and asking me to take a message and have my friend call them back by 5:00 this evening. Can they do that? I have never borrowed money from this company, and wasn't even aware that my friend had. How can they drag me into this?
Asked by Sarah B - Sat Jan 24 11:45:02 2009 - - 7 Answers - 0 Comments
A. I would tell them to F&$k off and do their own dirty work.
Answered by razorbite - Sat Jan 24 11:54:40 2009
Q. I just received a call from a debt collector, wanting to know where my friend is, and asking me to take a message and have my friend call them back by 5:00 this evening. Can they do that? I have never borrowed money from this company, and wasn't even aware that my friend had. How can they drag me into this?
Asked by Sarah B - Sat Jan 24 11:45:02 2009 - - 7 Answers - 0 Comments
A. I would tell them to F&$k off and do their own dirty work.
Answered by razorbite - Sat Jan 24 11:54:40 2009
How to report harrassing debt collectors?
Q. We just received about 10 calls in a five minute span from a debt collector. The woman on the phone also threatened to throw us in jail. How do we go about reporting this because I know it is illegal? We are working out payment arrangements so I don't need the "pay your bills" speech, I just need to know how to go about reporting this problem.
Asked by Mom of Two - Thu Mar 6 21:12:09 2008 - - 11 Answers - 0 Comments
A. You can ask them to stop contacting you by phone and ask that you only correspond with you via mail. You can report the harassment to the better business bureau.
Answered by thewife - Thu Mar 6 21:17:09 2008
Q. We just received about 10 calls in a five minute span from a debt collector. The woman on the phone also threatened to throw us in jail. How do we go about reporting this because I know it is illegal? We are working out payment arrangements so I don't need the "pay your bills" speech, I just need to know how to go about reporting this problem.
Asked by Mom of Two - Thu Mar 6 21:12:09 2008 - - 11 Answers - 0 Comments
A. You can ask them to stop contacting you by phone and ask that you only correspond with you via mail. You can report the harassment to the better business bureau.
Answered by thewife - Thu Mar 6 21:17:09 2008
How much do debt collectors make?
Q. I have an opportunity to help a friend's family dentist office out as a phone debt collector - not a lot of pressure - just 'did you receive your recent statements' and 'is it possible for you to pay a little amount due on your balance'... But they want me to come up with my compensation - per call / per hour / percentage of collected amounts / or a combination of the above. What's a fair amount?
Asked by Allison - Sun Oct 1 20:44:39 2006 - - 3 Answers - 0 Comments
A. Professional collection agencies usually pay about $12.00 an hour with bonuses, commissions if you beat a certain quota. Good Luck! :)
Answered by tysavage2001 - Sun Oct 1 20:47:31 2006
Q. I have an opportunity to help a friend's family dentist office out as a phone debt collector - not a lot of pressure - just 'did you receive your recent statements' and 'is it possible for you to pay a little amount due on your balance'... But they want me to come up with my compensation - per call / per hour / percentage of collected amounts / or a combination of the above. What's a fair amount?
Asked by Allison - Sun Oct 1 20:44:39 2006 - - 3 Answers - 0 Comments
A. Professional collection agencies usually pay about $12.00 an hour with bonuses, commissions if you beat a certain quota. Good Luck! :)
Answered by tysavage2001 - Sun Oct 1 20:47:31 2006
What do you do if debt collectors won't take your payment?
Q. What do you do if a debt collector won't take your payment when you said you could give them a certain amount on a day within two weeks from they called you because that is when you would get paid? Also, they refuse and tell you that you HAVE to pay it in full at the amount right then and there?
Asked by sweetstuff6469 - Thu Nov 13 18:03:25 2008 - - 4 Answers - 0 Comments
A. When you defaulted on the debt, the whole thing became immediately due. Creditor don't have to accept whatever small payment you want to send. There is no such thing as 'good faith' payment. They can take your small payment and sue anyway. If you just send small payments, you are only resetting the Statute of Limitations (SOL), the timeframe to bring lawsuit. Never send a collection agency payments without a written agreement. You may find that your payments are eaten up with fees and interest. Collection agencies are more likely to accept payment plans that include a large initial payment and final payment within 6 months. They are not finance companies and don't want to deal with small payments for 5 years.
Answered by bdancer222 - Thu Nov 13 18:42:09 2008
Q. What do you do if a debt collector won't take your payment when you said you could give them a certain amount on a day within two weeks from they called you because that is when you would get paid? Also, they refuse and tell you that you HAVE to pay it in full at the amount right then and there?
Asked by sweetstuff6469 - Thu Nov 13 18:03:25 2008 - - 4 Answers - 0 Comments
A. When you defaulted on the debt, the whole thing became immediately due. Creditor don't have to accept whatever small payment you want to send. There is no such thing as 'good faith' payment. They can take your small payment and sue anyway. If you just send small payments, you are only resetting the Statute of Limitations (SOL), the timeframe to bring lawsuit. Never send a collection agency payments without a written agreement. You may find that your payments are eaten up with fees and interest. Collection agencies are more likely to accept payment plans that include a large initial payment and final payment within 6 months. They are not finance companies and don't want to deal with small payments for 5 years.
Answered by bdancer222 - Thu Nov 13 18:42:09 2008
Can debt collectors take life insurance?
Q. If I die still owing debt can the debt collectors take the life insurance I wanted my children to have?
Asked by justme - Mon Nov 24 18:27:52 2008 - - 2 Answers - 0 Comments
A. Not if you name the children as beneficiaries.
Answered by BrianW - Mon Nov 24 20:32:57 2008
Q. If I die still owing debt can the debt collectors take the life insurance I wanted my children to have?
Asked by justme - Mon Nov 24 18:27:52 2008 - - 2 Answers - 0 Comments
A. Not if you name the children as beneficiaries.
Answered by BrianW - Mon Nov 24 20:32:57 2008
Do power of attorney accounts have to be disclosed to debt collectors?
Q. I know someone who has to fill out an information subpoena to a law firm masquerading as a debt collector. This person has power of attorney over a friends bank account and needs to know if the account info has to be disclosed on the subpoena since it is technically not hers. There is currently a judgment against her and a levy on her car if that information is important.
Asked by Mil - Sun Jan 31 20:49:19 2010 - - 2 Answers - 0 Comments
A. I'm a little confused by your question. Is your friend being pursued by an attorney or a debt collector posing as an attorney. The Fair Debt Collection Practices Act prevents a debt collector from posing as law enforcement or attorneys. If this is the case, you can file a complaint and have the debt dismissed. However, if this is in fact legit, your friends does not have to disclose these accounts. Your friend may have power of attorney, but these accounts are not hers. They are somebody else's. She has just been given authority to manage them by the holder.
Answered by Jay P - Sun Jan 31 20:55:43 2010
Q. I know someone who has to fill out an information subpoena to a law firm masquerading as a debt collector. This person has power of attorney over a friends bank account and needs to know if the account info has to be disclosed on the subpoena since it is technically not hers. There is currently a judgment against her and a levy on her car if that information is important.
Asked by Mil - Sun Jan 31 20:49:19 2010 - - 2 Answers - 0 Comments
A. I'm a little confused by your question. Is your friend being pursued by an attorney or a debt collector posing as an attorney. The Fair Debt Collection Practices Act prevents a debt collector from posing as law enforcement or attorneys. If this is the case, you can file a complaint and have the debt dismissed. However, if this is in fact legit, your friends does not have to disclose these accounts. Your friend may have power of attorney, but these accounts are not hers. They are somebody else's. She has just been given authority to manage them by the holder.
Answered by Jay P - Sun Jan 31 20:55:43 2010
If you don't trust banks, where is the safest place to keep your cash where no debt collectors can find it?
Q. If you have rogue debt collectors coming after you, where can you keep your large emergency cash fund safe where no one can take it from you?
Asked by this_one_dude - Fri Feb 29 14:33:37 2008 - - 3 Answers - 0 Comments
A. In a safe or safety deposit box. Anywhere else, it can be found.
Answered by Tim - Fri Feb 29 14:37:10 2008
Q. If you have rogue debt collectors coming after you, where can you keep your large emergency cash fund safe where no one can take it from you?
Asked by this_one_dude - Fri Feb 29 14:33:37 2008 - - 3 Answers - 0 Comments
A. In a safe or safety deposit box. Anywhere else, it can be found.
Answered by Tim - Fri Feb 29 14:37:10 2008
From Yahoo Answer Search: 'debt collectors'
Fri Mar 5 14:00:16 2010 [ refresh local cache ]
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Belfast Telegraph
Tax collectors never used to do that. If HMRC then forms the view that the business is not viable then they may take more serious debt collection action. ...
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suijurisclub.net
action4daniel
Mon, 18 Jan 2010 21:00:50 GM
However, I don't want to use up all my time to reading and writing letters. Does anyone have a good solid scary letter they send to their . debt collectors. ?? Any solid statements in those letters you care to share?? Please help! :)
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