A debt is an obligation owed by one party (the debtor) to a second party, the creditor; usually this refers to assets granted by the creditor to the debtor, but the term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.

A debt is created when a creditor agrees to lend a sum of assets to a debtor. Debt is usually granted with expected repayment; in modern society, in most cases, this includes repayment of the original sum, plus interest.

In finance, debt is a means of using anticipated future purchasing power in the present before it has actually been earned. Some companies and corporations use debt as a part of their overall corporate finance strategy.

Alternative forms

• boro (Jamaican English)

Verb

borrow (third-person singular simple present borrows, present participle borrowing, simple past and past participle borrowed)

1. To receive (something) from somebody temporarily, expecting to return it.
2. To adopt (an idea) as one's own.
3. (linguistics) To adopt a word from another language.
4. (arithmetic) In a subtraction, to deduct (one) from a digit of the minuend and add ten to the following digit, in order that the subtraction of a larger digit in the subtrahend from the digit in the minuend to which ten is added gives a positive result.
5. (proscribed) To lend.
   • 1951, The Grenadiers, James P. Leary editor, Wisconsin Folklore, University of Wisconsin Press, ISBN 9780299160340, published 1998, Milwaukee Talk, page 56:

     “Rosie, borrow me your look looker, I bet my lips are all. Everytime I eat or drink, so quick I gotta fix ’em, yet.”

   • 2005, Gladys Blyth, Summer at the Cannery, Trafford Publishing, ISBN 9781412025362, page 83:

     “Ryan, borrow me your lunch pail so we can fill it with blueberries. Susie can make us a pie.”

   • 2006, Andrés Rueda, The Clawback, Andres Rueda, ISBN 9781419647680, Chapter 13, page 131:

     Georgi reached for his empty pockets. “Can you borrow me your telephone?”

   • 2007, Silvia Cecchini, Bach Flowers Fairytales, Lulu.com, ISBN 9781847533203, page 7:

     “Gaia, could you borrow me your pencils , today, if you do not use them?”

6. (double transitive, US, dialect) To temporarily obtain (something) for (someone).
   • 1999 August 1, “Ronnie Dawson, Singer, Comments on his Career and Music”, NPR_Weekend:

     My folks couldn't afford a guitar, so my dad borrowed me a mandolin one time, and I was just learning to play it pretty good and the guy that he borrowed it from wanted it back.

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